Good, you have a mortgage commitment from a lender. Now the loan commitment deadline can pass without the risk of loosing your earnest money for not obtaining a loan. Be aware that the loan commitment probably is given on the condition that no material facts in your credit changes until closing. Should you loose your job between the date of loan commitment and closing this might be a reason for the lender to revoke the loan commitment. Make sure to have your legal assistance check on the loan commitment details if in doubt.

If you have more than one lender compete for your loan make sure you obtain loan commitments from all of them. You will want to keep them competing for your business to get the best terms for your loan.